Interest Rates

Certificates of Deposit
Term Interest Rate Annual Percentage Yield
91 Days 0.10% 0.10%
182 Days 0.10% 0.10%
9 Months 0.15% 0.15%
12 Months 0.20% 0.20%
15 Months 0.40% 0.40%
18 Months 0.55% 0.55%
21 Months 0.70% 0.70%
24 Months 0.85% 0.85%
30 Months 1.05% 1.05%
36 Months 1.25% 1.25%
48 Month Exchange - Special 1.50% 1.51%

Interest rates and annual percentage yields are effective 01/31/12 - 2/06/12. An interest penalty will be imposed for early withdrawal. Minimum balance to open an account is $500.

 

 

Fixed-Rate IRAs
Term Interest Rate Annual Percentage Yield
9 Months 0.15% 0.15%
12 Months 0.20% 0.20%
15 Months 0.40% 0.40%
18 Months 0.55% 0.55%
21 Months 0.70% 0.70%
24 Months 0.85% 0.85%
30 Months 1.05% 1.05%
36 Months 1.25% 1.25%
48 Month Exchange - Special 1.50% 1.51%

Interest rates and annual percentage yields are effective 01/31/12 - 2/06/12. An interest penalty will be imposed for early withdrawal. Minimum balance to open an account is $25.

 

 

Variable IRAs & Health Savings Accounts
Term Interest Rate Annual Percentage Yield
Variable 1.00% 1.00%

Interest rates and annual percentage yields are effective 2/01/12 - 2/29/12. Variable IRAs are renewals only. An interest penalty will be imposed for early withdrawal (IRAs only). Minimum balance to open a Health Savings Account is $25.

 

 

 

Money Market Investment Account
Balance Interest Rate Annual Percentage Yield
$100,000 and up 0.15% 0.15%
$50,000 - $99,999.99 0.10% 0.10%
$10,000 - $49,999.99 0.10% 0.10%
$2,500 - $9,999.99 0.05% 0.05%
$.01 - $2,499.99 0.05% 0.05%

Interest rates and annual percentage yields are effective 2/01/12 - 2/29/12. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.

 

 

 

Interest-Bearing (NOW) Checking Account
Balance Interest Rate Annual Percentage Yield
$25,000 and up 0.10% 0.10%
$2,500 - $24,999.99 0.05% 0.05%
$500 - $2,499.99 0.05% 0.05%
$.01 - $499.99 0.05% 0.05%

Interest rates and annual percentage yields are effective 2/01/12 - 2/29/12. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.

 

 

 

Savings Account
Balance Interest Rate Annual Percentage Yield
$1 + 0.10% 0.10%

Interest rates and annual percentage yields are effective 2/01/12 - 2/29/12. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.

The Cattle National Bank & Trust Co. - Seward, NE. Member FDIC.
If you would like to open an account with us or have additional questions please call (402) 643-3636