| Interest Rates |
 |
Certificates of Deposit
|
| Term | Interest Rate | Annual Percentage Yield |
| 91 Days | 1.40% | 1.41% |
| 182 Days | 1.50% | 1.51% |
| 9 Months | 1.70% | 1.71% |
| 12 Months | 1.75% | 1.76% |
| 15 Months | 2.00% | 2.02% |
| 18 Months | 2.10% | 2.12% |
| 21 Months - Special | 3.45% | 3.49% |
| 24 Months | 2.38% | 2.40% |
| 30 Months | 2.58% | 2.61% |
| 36 Months | 2.77% | 2.80% |
| 48 Month Exchange - Special | 3.70% | 3.75% |
Interest rates and annual percentage yields are effective 1/06/09 - 1/12/09. An interest penalty will be imposed for early withdrawal. Minimum balance to open an account is $500.
Fixed-Rate IRAs
|
| Term | Interest Rate | Annual Percentage Yield |
| 9 Months | 1.70% | 1.71% |
| 12 Months | 1.75% | 1.76% |
| 15 Months | 2.00% | 2.02% |
| 18 Months | 2.10% | 2.12% |
| 21 Months - Special | 3.45% | 3.49% |
| 24 Months | 2.38% | 2.40% |
| 30 Months | 2.58% | 2.61% |
| 36 Months | 2.77% | 2.80% |
| 48 Month Exchange - Special | 3.70% | 3.75% |
Interest rates and annual percentage yields are effective 1/06/09 - 1/12/09. An interest penalty will be imposed for early withdrawal. Minimum balance to open an account is $25.
Variable IRAs & Health Savings Accounts
|
| Term | Interest Rate | Annual Percentage Yield |
| Variable | 2.47% | 2.50% |
Interest rates and annual percentage yields are effective 1/01/09 - 1/31/09. Variable IRAs are renewals only. An interest penalty will be imposed for early withdrawal (IRAs only). Minimum balance to open a Health Savings Account is $25.
Money Market Investment Account
|
| Balance | Interest Rate | Annual Percentage Yield |
| $100,000 and up | 1.00% | 1.01% |
| $50,000 - $99,999.99 | 0.75% | 0.75% |
| $10,000 - $49,999.99 | 0.60% | 0.60% |
| $2,500 - $9,999.99 | 0.45% | 0.45% |
| $.01 - $2,499.99 | 0.30% | 0.30% |
Interest rates and annual percentage yields are effective 1/01/09 - 1/31/09. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.
Interest-Bearing (NOW) Checking Account
|
| Balance | Interest Rate | Annual Percentage Yield |
| $25,000 and up | 0.50% | 0.50% |
| $2,500 - $24,999.99 | 0.40% | 0.40% |
| $500 - $2,499.99 | 0.30% | 0.30% |
| $.01 - $499.99 | 0.20% | 0.20% |
Interest rates and annual percentage yields are effective 1/01/09 - 1/31/09. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.
Savings Account
|
| Balance | Interest Rate | Annual Percentage Yield |
| $1 + | 0.50% | 0.50% |
Interest rates and annual percentage yields are effective 1/01/09 - 1/31/09. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.
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The Cattle National Bank & Trust Co. - Seward, NE. Member FDIC. If you would like to open an account with us or have additional questions please call (402) 643-3636 |